Bypass the Tax Drag.Secure a UAE Bank Account — remotely.
Zero funding required. No minimum deposit, no property purchase needed. Open your account remotely before compliance windows tighten.
Calculate your returns — live.
Specify your property value and period. Watch your cash-on-cash returns grow in real time at a net yield of 13.40% p.a. using bank leverage.
Guaranteed 13.40% Net Cash Return
With a 60% LTV bank loan at 6% mortgage rate, your cash-on-cash yield on the down payment (capital invested) translates to a high-net-yield cash return of 13.40% p.a. (leveraged from a 10% rental yield).
Net ROI = (Annual Rental Income - Annual EMI) / Down Payment🔒 Leverage buying power option
Want to multiply your returns? The bank can match your investment with a 60% LTV mortgage (1.5x leverage):
Based on a standard 10% guaranteed rental yield p.a. with 60% LTV bank mortgage at 6% p.a. interest. Bank leverage options are subject to individual status and credit assessment.
Wealth Leakage AlertTax & Inflation Drag
Keeping AED 400K in standard local Standard USD/AED Cash accounts is projected to cost you:
in lost purchasing power over 10 years
The Long Game
After 25 years — or with an early payoff — the loan clears completely. The property is yours: fully owned, no debt, and the rental income becomes pure return.
Preempting Your Doubts.
No sales pitches, no hidden traps. Here is exactly how remote account setup, legal compliance, and capital requirements work.
Do I need to travel to Dubai to open the account?
No. Remote non-resident account opening is fully supported under our compliance agreements with partner banks. You complete KYC verification remotely via secure digital channels. Travel is only required if you choose to set up a resident business entity later.
Is a zero-funding account actually free?
Yes. Partner banks offer zero-funding non-resident account setup specifically for qualified property investors. There is no minimum deposit required up front. Standard account maintenance terms apply once the account is active.
How safe are UAE sovereign banks?
The UAE banking system is governed by the Central Bank of the UAE and features some of the highest capital adequacy ratios globally. Partner institutions are sovereign-backed, highly capitalized, and AA-rated. Your capital is held under strict regulatory oversight.
What is the catch with the 10% rental yield?
There is no catch, but it is not a random average. Yields of 10% are achieved by acquiring high-demand developer contracts in prime areas, managed by specialist operators. It requires correct asset selection — which is where our advisory steps in.
Important: All figures presented on this page are illustrative and estimated. Actual mortgage rates, loan terms, rental yields, and investment returns are subject to bank approval, developer terms, market conditions, and individual financial assessment. Calculator outputs do not constitute a binding offer or financial advice. Visa eligibility is determined by UAE government authorities — no guaranteed outcome is implied. Speak with an SMS Realty advisor before making any investment decision.
See if this fits your situation.
This isn't a hard close. It's a conversation with an advisor who can walk you through the numbers, assess your eligibility, and help you understand whether Dubai property fits your investment goals.
A senior advisor will call you at your preferred time
We work across time zones — India, Bangladesh, UK, Pakistan
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